Frühstart-Rente · state-funded from 2027
What 10 € a month could become for your child — calculated honestly.
The independent Frühstart-Rente calculator shows your partial result instantly. You get the full report by email — including the one question that really matters: what difference does a small top-up make?
4,8★ · 233 reviews §34d & §34f GewO independent Berlin
Gifted by the state
1.440 €
12 years × 10 €/month
And with compound interest over the years it can become a multiple of that. Calculate it for your child →
Explained in 20 seconds
What is the Frühstart-Rente?
From 2027 the state gifts your child money for retirement every month. What it can really become, and why even a small top-up makes the difference: here in 20 seconds.
Your Frühstart calculator
In four short steps you see what could become of your child’s starting capital — no sign-up, with transparent assumptions.
Non-binding model calculation · not investment advice · draft status 12/2025
Advice that fits your life
Independent, honest and on equal terms. Even when the truth is uncomfortable.
From tenant to owner
Into your own home sooner — with financing that fits your life.
More net from gross
Where are you paying too much, where can you save tax and use state subsidies?
Needs analysis & digital overview
Your full financial picture — neatly structured and available digitally anytime.
Provision for your child
Use the Frühstart-Rente cleverly and make a real difference with a small top-up.